CADILLAC — State legislators are taking another stab at changing Michigan's auto insurance laws.

They aim to reduce the rates Michiganders pay.

State Sen. Curt Vanderwall, R-Ludington, said he supports newly introduced legislation to reform auto insurance in Michigan.

“Michigan’s exceptionally high auto insurance rates put an enormous burden on many families trying to make it from paycheck to paycheck,‘ Vanderwall said in a news release. “Although solutions have been discussed for years, we must provide relief once and for all. This legislation provides real answers to the problem.‘

Sen. Aric Nesbitt, R-Lawton, introduced the legislation, SB 1, on Jan. 15. The three-page document lays out the GOP's priorities for auto reform: one premise is that people over the age of 62 will be able to elect using Medicare or "their private lifetime benefits" to cover medical costs if they are injured in a car accident. Under the proposed law, younger drivers would choose their coverage level "that suits their needs and budget."

That seems to target Michigan's mandatory unlimited lifetime benefits for catastrophic injuries sustained in car accidents.

But nothing is decided yet.

He'd be cautious about saying that the legislation would end unlimited coverage, Vanderwall told the Cadillac News.

Legislators intend to dissect everything to do with Michigan's auto insurance injury, from fraud authorities to hospital pricing, Vanderwall said.

“We all know we have to make it the right bill, that we have to give proper options to citizens for their financial needs," Vanderwall said. "And we need to save people money.‘

On the House side, leaders have created a select committee to reduce car insurance rates. Rep. Daire Rendon, R-Lake City, will chair the committee.

It wasn't yet clear how the Senate and House efforts will proceed, according to Rendon's legislative director.

Rep. Michele Hoitenga, R-Manton, said she will also be working on no-fault reform.

"Auto no-fault reform remains a priority for me and I'm going to work hard to see that we get it to the governor's desk," Hoitenga said.

Cadillac News